No internet? No problem! Now send money using UPI without internet, learn the complete process.

UPI Without Internet: UPI (Unified Payments Interface) has made money transactions extremely easy in India. Today, most people prefer making payments through mobile phones instead of carrying cash.

UPI Without Internet: UPI (Unified Payments Interface) has made money transactions extremely easy in India. Today, most people prefer making payments through mobile phones instead of carrying cash. However, sometimes UPI transactions fail due to network issues or bank server downtime. This raises the question: can money be sent using UPI without the internet? The answer is yes! Now, you can make offline payments using the USSD service even without internet.

Do this before starting offline UPI payments.

To make offline payments, your mobile number must be linked to your bank account. Then, set a UPI PIN through your bank's app or website. Once this process is complete, you can easily make offline transactions.

How to Transfer Money Without Internet

Type *99# into your mobile dialer and press the call button.
A menu will open on the screen, displaying options like Send Money, Check Balance, and Request Money.

Select the bank account you want to pay from.

Next, enter the recipient's mobile number, UPI ID or bank account number, and IFSC code.
Type the amount you want to send and finally enter your UPI PIN.
Your payment will be successful within a few seconds, even without an internet connection.

Limits and Charges

You can make transactions up to ₹5,000 through this service. A nominal fee of ₹0.50 is charged per transaction. This service is available 24x7, works even on holidays, and is supported on all mobile networks and handsets.